Terms of Service

Last Updated: December 2025

1. Agreement to Terms

By accessing or using any website, application, product, or service operated by Teora (“Company,” “we,” “us,” or “our”), you agree to be bound by these Terms of Service (“Terms”). If you do not agree to all of these Terms, you must not access or use our services.

We reserve the right to modify these Terms at any time. Your continued use of our services following any changes constitutes acceptance of those changes. It is your responsibility to review these Terms periodically.

2. Nature of Products and Services

2.1 Educational Content Only

All products, content, and materials provided by Teora, including but not limited to courses, guides, protocols, videos, PDFs, and any other digital materials (collectively, “Products”), are for educational and informational purposes only.

Our Products are not intended to be, and shall not be construed as:

  • Medical, health, nutritional, or fitness advice
  • Diagnosis, treatment, or cure for any disease or condition
  • Financial, investment, tax, or legal advice
  • A substitute for consultation with qualified professionals
  • Personalized recommendations for your specific circumstances

2.2 No Professional Relationship

Your purchase and use of our Products does not create any professional-client relationship, including but not limited to doctor-patient, attorney-client, financial advisor-client, or any fiduciary relationship.

2.3 Consult Qualified Professionals

Before implementing any information, strategy, protocol, or recommendation from our Products, you must consult with appropriately qualified professionals including, as applicable, licensed physicians, registered dietitians, certified fitness professionals, licensed financial advisors, attorneys, or other relevant experts.

3. License and Intellectual Property

3.1 Limited License Grant

Upon purchase, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the purchased Products for your personal, non-commercial use only. This license does not constitute a sale of the Products or any intellectual property rights therein.

You acknowledge and agree that:

  • All Products remain the exclusive property of Teora
  • You are purchasing access to use the Products, not ownership of them
  • We retain all intellectual property rights, including copyrights, trademarks, and trade secrets
  • This license may be revoked for breach of these Terms

3.2 Restrictions

You may not:

  • Copy, reproduce, distribute, or share Products with any third party
  • Sell, resell, license, or sublicense any Products
  • Modify, adapt, translate, or create derivative works
  • Remove any copyright, trademark, or proprietary notices
  • Use Products for any commercial purpose without express written permission
  • Share login credentials or allow others to access your account
  • Use automated systems to access or download content
  • Reverse engineer, decompile, or attempt to extract source code

3.3 Right to Modify Products

We reserve the right to modify, update, replace, discontinue, or remove any Product or content at any time, without notice or liability. We may update Products to reflect new information, correct errors, or improve quality. You are not entitled to any specific version of a Product.

4. Purchases and Payments

4.1 Pricing

All prices are displayed in US Dollars unless otherwise indicated. We reserve the right to change prices at any time. Prices at the time of your purchase will apply to your transaction.

4.2 Payment Processing

Payments are processed by third-party payment processors (such as Stripe). By making a purchase, you agree to the terms and privacy policies of these payment processors. We do not store complete payment card information on our servers.

4.3 Refund Policy

We offer a 30-day money-back guarantee on all Products. If you are unsatisfied for any reason, contact us within 30 days of purchase for a full refund. Refunds are processed to the original payment method and may take 5-10 business days to appear. Abuse of the refund policy may result in account termination and denial of future purchases.

5. Disclaimer of Warranties

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW:

ALL PRODUCTS AND SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, AND ANY WARRANTIES ARISING FROM COURSE OF DEALING OR USAGE OF TRADE.

We do not warrant that:

  • Products will meet your specific requirements or expectations
  • Products will produce any particular results or outcomes
  • Information in Products is accurate, complete, current, or error-free
  • Access to Products will be uninterrupted, secure, or error-free
  • Any defects will be corrected

6. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW:

IN NO EVENT SHALL TEORA, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AFFILIATES, SUCCESSORS, OR ASSIGNS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO DAMAGES FOR:

  • Loss of profits, revenue, or business opportunities
  • Loss of data or goodwill
  • Personal injury or property damage
  • Health outcomes or medical conditions
  • Financial losses or investment outcomes
  • Emotional distress or psychological harm
  • Any other intangible losses

ARISING OUT OF OR RELATING TO YOUR USE OF OR INABILITY TO USE OUR PRODUCTS OR SERVICES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

OUR TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS ARISING FROM OR RELATING TO THESE TERMS OR YOUR USE OF OUR PRODUCTS SHALL NOT EXCEED THE AMOUNT YOU PAID TO US IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM.

7. Assumption of Risk

You expressly acknowledge and agree that:

  • You use our Products entirely at your own risk
  • You are solely responsible for any decisions or actions you take based on our Products
  • Any health, fitness, nutritional, or lifestyle changes carry inherent risks
  • Any financial decisions carry risk of loss
  • Results vary significantly between individuals
  • We make no guarantees regarding specific outcomes or results

8. Indemnification

You agree to indemnify, defend, and hold harmless Teora, its officers, directors, employees, agents, affiliates, successors, and assigns from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising from or relating to:

  • Your use of our Products or services
  • Your violation of these Terms
  • Your violation of any applicable law or regulation
  • Your violation of any third-party rights
  • Any content you submit or transmit through our services

9. Account Terms

You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account. You must notify us immediately of any unauthorized access. We reserve the right to suspend or terminate accounts for any reason, including violation of these Terms.

10. Dispute Resolution

10.1 Informal Resolution

Before initiating any formal dispute resolution, you agree to first contact us to attempt informal resolution. Most concerns can be resolved quickly through direct communication.

10.2 Binding Arbitration

Any dispute arising from these Terms or your use of our Products that cannot be resolved informally shall be resolved through binding arbitration, rather than in court. The arbitration shall be conducted in accordance with applicable arbitration rules, and the decision shall be final and binding.

10.3 Class Action Waiver

You agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action. You waive any right to participate in class actions.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Teora operates, without regard to conflict of law principles.

12. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall continue in full force and effect.

13. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Teora regarding your use of our Products and services, superseding any prior agreements.

14. Contact Information

For questions about these Terms, please contact us at: support@teora.io